Ensuro Docs
  • Introduction
    • General Questions
    • Risk Management
  • Liquidity Providers
    • FAQ - Liquidity Providers
    • Onboarding process
  • Risk Partners
    • FAQ - Risk Partners
    • Onboarding process
    • Flow
  • Deployments
  • Audits
  • Smart Contracts
    • Architecture
    • Roles and permissions
    • Governance
    • Policy Lifecycle
    • Policies
    • Liquidity pools
    • Premiums Accounts
    • Reserves
    • Asset Management
    • Contracts
      • PolicyPool
      • EToken
      • RiskModule
        • TrustfulRiskModule
        • SignedQuoteRiskModule
        • SignedBucketRiskModule
        • FlightDelayRiskModule
        • PriceRiskModule
      • PremiumsAccount
      • AccessManager
      • IAssetManager
        • LiquidityThresholdAssetManager
        • ERC4626AssetManager
        • AAVEv3AssetManager
      • ILPWhitelist
        • LPManualWhitelist
      • Extensions
        • ERC4626CashFlowLender
        • ETokensBundleVault
        • MultiStrategyERC4626
  • Offchain APIs
    • Introduction
    • Callback notifications
    • API Reference
      • Pricing API
      • Offchain API
  • Frontend
    • Security and Monitoring
  • Legal & Compliance
    • Trust & Security in Ensuro's Ecosystem
  • Ensuro Risk Disclosures
  • Fees & Charges
  • Specific Responsibilities and Expectations of Retail Investors
  • Confirmation of Acceptance of Participation Agreement and Token Holder Terms & Conditions
  • Ensuro Terms of Service
  • Restricted Jurisdictions
  • Participation Agreement for Token Holders
  • Ensuro Anti-Money Laundering & Anti-Terrorism Financing Policy Statement
  • Privacy Policy
  • Ensuro Data Protection Policy
  • Cybersecurity Guide for Ensuro Protocol Investors
  • Tax Guide for Ensuro Protocol Investors
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  1. Legal & Compliance

Trust & Security in Ensuro's Ecosystem

At Ensuro, trust and security are foundational to everything we do. We operate at the intersection of traditional insurance and cutting-edge Web3 infrastructure. Our mission is to unlock a new asset class by democratizing access to insurance investments, all while maintaining the highest standards of compliance, transparency, and risk management.

Institutional Foundation & Global Partnerships

Ensuro has established a robust legal and regulatory framework, operating under two key licenses from the Bermuda Monetary Authority (BMA): an Insurance General Business license and a Digital Asset Business Class M license​. This enables us to act as a regulated reinsurer using stablecoins as solvency capital, providing a legally compliant bridge between DeFi and real-world insurance.

Our platform aggregates capital from both institutional and retail liquidity providers, converting it into usable underwriting capacity for vetted MGAs and insurance partners across multiple jurisdictions​. These relationships allow us to support innovative insurance products like travel, climate, and gig-economy coverages that often struggle to secure capacity through traditional channels​.

Radical Transparency

Every policy, capital allocation, and claims event is governed by smart contracts and recorded on the blockchain. Our real-time analytics dashboard gives stakeholders, including regulators, auditors, and investors full visibility into fund performance and policy exposure​​.

Ensuro offers complete transparency over where investor funds are allocated and how they perform.

Regulatory-First, Tech-Native

We are conservative where it matters: Ensuro’s regulatory alignment with Solvency II (EU) and NAIC (USA) frameworks ensures that our innovations sit firmly within the bounds of international insurance regulations​. All contracts fall within predefined risk parameters and are supported by capital buffers calculated at a 99.5% confidence level.

On the tech side, Ensuro’s core is decentralized and non-custodial. Our smart contract protocols are publicly auditable and independently reviewed, and we implement rigorous cybersecurity policies, including penetration testing, incident response protocols, and compliance audits​​.

Ensuro is reshaping how capital interacts with risk. We are unlocking real-world applications for crypto-native investors, and creating new sources of capacity for the insurance market.

Whether you're a DeFi LP seeking yield, an MGA launching a new product, or a regulator evaluating this hybrid future, Ensuro delivers clarity, compliance, and confidence in a rapidly evolving financial landscape.

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Last updated 1 month ago