# Fees & Charges

Ensuro is dedicated to maintaining transparency in all fees and charges associated with the Ensuro Protocol. Below is a detailed breakdown of the fee structure applicable to participants. This information is also accessible within the Ensuro app interface at [app.ensuro.co](https://app.ensuro.co/) and our [Terms of Service](https://docs.ensuro.co/ensuro-docs/ensuro-terms-of-service).

### Fee Structure

* **Underwriting Fee:** Up to 10% of the premium capital earned by the pool, applied at the time a risk is underwritten.
* **Blockchain Transaction (Gas) Fees:** Variable fees paid by the user during interactions with smart contracts, dependent on blockchain network congestion.

All fees are processed transparently via smart contracts, allowing users to track them in real time.&#x20;

**Changes to the Fees & Charges**&#x20;

If we make any material changes a notice may be posted on this page along with the updated Fees & Charges structure, and an email notification will be sent to our Liquidity Providers prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our Fees & Charges.

**Contact Us**

If you have any questions or concerns regarding our Fees & Charges, please contact us at <info@ensuro.co>

**Note:** For additional details or inquiries about our fee structure, please consult our full documentation at [docs.ensuro.co](https://docs.ensuro.co/) or reach out to our support team at <info@ensuro.co>.
